Documents
Summary Plan Descriptions
Summary Plan Descriptions (SPDs) describe your 4th District IBEW Health Fund benefits, including what’s covered, what’s not covered, how the Plan works and other important administrative information.
Building Trades Summary Plan Description
Amendments to the Building Trades Plan SPD
The following Summary of Material Modifications (SMMs) detail changes to the Building Trades Plan. Information found in the SMMs supersedes information in the Building Trades SPD, as indicated.
- Building Trades: Workers Compensation SMM – Effective 3/2019
- Building Trades: Self Contributions SMM – Effective 3/2019
- Building Trades: Preventive Care SMM – Effective 10/2019
- Building Trades: Dollar Bank SMM – Effective 10/2019
- Building Trades: Expansion of NBU Part Classification SMM – Effective 12/2019
- Building Trades: Withdrawal of Part Group SMM – Effective 12/2019
- Building Trades: HRA Eligibility – Effective 3/2019
- Building Trades: Disenroll Dependent SMM – Effective 3/2020
- Building Trades: Telehealth – Effective 4/2020
- Building Trades: Dollar Bank SMM – Effective 6/2020
- Building Trades: Extended Self-Pay – Effective 10/2020
- Building Trades: Retiree (pre-65) and Active Member Medical Coverage updates – Effective 3/2021
- Building Trades: Infusion Medications (Medical to Pharmacy Program) – Effective 8/2021
- Building Trades: LiveHealth Online SMM
- Building Trades: Preventive Benefits SMM – Effective 10/2021
- Building Trades: Preventive Services Amendment – Effective 10/2021
- Building Trades: Mental Health/Substance Abuse Amendment – Effective 12/2021
- Building Trades: Protections from Surprise Medical Bills – Effective 10/1/22
- Building Trades: Vision and Preventive Benefits Amendment – 10/1/22
Flexible Choice Plan SPD
Amendments to the Flexible Choice Plan SPD
The following Summary of Material Modifications (SMMs) detail changes to the Flexible Choice Plan. Information found in the SMMs supersedes information in the Flexible Choice SPD, as indicated.
- Flexible Choice: HRA eligibility – Effective 3/2019
- Flexible Choice: Preventive Care SMM – Effective 10/2019
- Flexible Choice: Withdrawal of Part Group SMM – Effective 12/2019
- Flexible Choice: Disenroll Dependent SMM – Effective 3/2020
- Flexible Choice: Telehealth – Effective 4/2020
- Flexible Choice: Extended Self-Pay – Effective 10/2020
- Flexible Choice: Infusion Medications (Medical to Pharmacy Program) – Effective 8/2021
- Flexible Choice: LiveHealth Online SMM
- Flexible Choice: Preventive Benefits SMM – Effective 10/2021
- Flexible Choice: Preventive Services Amendment – Effective 10/2021
- Flexible Choice: Mental Health/Substance Abuse Treatment Amendment – Effective 12/2021
- Flexible Choice: Protections from Surprise Medical Bills – Effective 10/1/22
- Flexible Choice: Vision and Preventive Benefits Amendment – 10/1/22
Summaries of Benefits and Coverage (SBCs)
- Building Trades with the Healthy Life Program – Effective 10/1/21 – 9/30/22
- Building Trades without the Healthy Life Program – Effective 10/1/21 – 9/30/22
- Flexible Choice – Effective 10/1/21 – 9/30/22
Retiree Coverage
- Medicare Retiree Supplemental Benefits – Effective 8/2011
- Notice of Credible Prescription Drug Coverage (for 2018) – Explains that the Fund’s prescription drug benefits are, on average for all retired and active Plan participants and eligible dependents, at least as good as standard Medicare Prescription Drug Coverage.
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