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KEEPING YOU WIRED TO BENEFITS NEWS AND INFORMATION Check out the Fall 2017 News Wire!!
Spotlight | What's New
Watch the HEALTHY LIFE Program video
Learn more about the HEALTHY LIFE Program and how you can start saving money as of January 1, 2018. Information […]
Spotlight | What's New
HEALTHY LIFE Physical Exam and Tests
This reference card explains what you can expect with your HEALTHY LIFE physical exam and what’s measured during your visit. It […]
Spotlight | What's New
The ABC’s of Detecting Skin Cancer
Melanoma is the most common of all cancers. According to the American Cancer Society (ACS), about 3.3 million people are […]
What's New
Mental Health Awareness Month
Stress, anxiety, even the day-to-day pressures of life can sometimes build into something bigger. The Fund’s Member Assistance Program (MAP) can […]
What's New
Make the Most of Your Prescription Plan
When it comes to the various components that make up your 4th District Health Fund benefits, you may not have […]
What's New
Screenings Save Lives
As the third most commonly diagnosed cancer and the second leading cause of cancer death in the United States, colon […]
What's New
Healthy, Happy Hearts: American Heart Month
February is American Health Month and a great time to learn how making healthy life style choices and managing your […]
What's New
LiveHealth Online
The Fund is pleased to offer this new, convenient service to our members and their eligible dependents covered under the […]
What's New
Healthy Life – Make it Yours
The Fund believes that preventive care—the health screenings you receive during a physical exam—is so important and so simple, we […]
What's New
October Is Dental Hygiene Month
When you think about good dental hygiene, you probably focus on keeping your teeth clean, your breath fresh and your […]
What's New
September is Cholesterol Awareness Month.
According to the Center for Disease Control and Prevention (“CDC”) over 71 million American adults have high cholesterol. The frightening […]
What's New
Ditch the Distraction When on the Road
People do all sorts of odd things while driving. They brush their teeth, change their clothes and even lunge for […]
What's New
Eye Exams: Not Just For Vision Problems
Whether or not you have vision problems, it’s important to visit your eye doctor for an annual checkup as part […]
What's New
The MAP Can Help You Manage Life
Everyone experiences stress at some point. Recognizing this, the Fund offers a Member Assistance Program (MAP) as part of your […]
What's New
Dependent Eligibility Verification
The Fund is conducting a dependent eligibility verification of our medical plans to confirm that all dependents currently covered under […]
What's New
April is Alcohol Awareness Month
Alcohol abuse affects millions of people each year in the United States. In many instances, alcohol abuse can lead to […]
What's New
Skin Safety: Sunscreen Matters All the Time
Are the following statements true or false? I can’t get skin cancer, because my normal routine (such as drive to […]
What's New
Maximize Your Prescription Drug Benefits
As you may know, prescription drug costs continue to rise each year. To help contain costs, Sav-Rx, the Fund’s prescription […]
What's New
Introducing Our New Partner in Health
Getting out of the hospital is usually a happy occasion, but it also can be a confusing time. Figuring out […]
What's New
Flu Season Is Here! Are You Ready?
It may start with a sudden sore throat and runny nose. Then come cough, aching muscles and often a feeling […]
What's New
November Is Diabetes Awareness Month
Diabetes is a condition in which the body is not able to produce or use its own insulin, resulting in […]
What's New
It’s Breast Cancer Awareness Month
Breast cancer is the second most common kind of cancer in women, second only to skin cancer. About 1 in […]
What's New
It’s Breast Cancer Awareness Month
10.8.2015 Breast cancer is the second most common kind of cancer in women, second only to skin cancer. About 1 […]
What's New
Back to School: A Reminder About Childhood Immunizations
As you prepare to send the kids back to school, now is the perfect time to ensure your children are […]
What's New
Back to School: A Reminder About Childhood Immunizations
9.1.2015 As you prepare to send the kids back to school, now is the perfect time to ensure your children […]
What's New
Ensuring Drug Safety at Home
Take a look around your house and you might find an assortment of prescription and over-the-counter medicines. As an adult, […]
What's New
Sports-related Concussions
School’s out! For most kids, summer fun means lots more outdoor activities. With extra playtime comes the risk of sports-related […]
What's New
Protect and Detect
Did you know skin cancer is… The most commonly diagnosed cancer, accounting for 50% of all cancers combined. More deadly […]
What's New
Time to Get Active
The U.S. Department of Health and Human Services recommends that adults try to get at least two hours of exercise […]
What's New
When Life Happens, Notify the Fund
Life events are significant changes that can affect who is covered by Fund benefits. For example, getting married or having/adopting […]
What's New
If you haven’t filed your taxes yet…
There’s a new item on your tax form. For the first time, you’ll have to report that you and your […]
What's New
Do You Know VSP?
Regular eye exams are important because they evaluate both your vision and the health of your eyes. Recently, the Fund […]
What's New
Get a Head Start on a Healthy Heart
Cardiovascular disease (CVD)—including heart disease, stroke and high blood pressure—is the leading killer of women and men in the United […]
What's New
Cervical Cancer Awareness Month
Since January is cervical cancer awareness month, the Fund is focusing on issues related to cervical cancer, HPV disease and […]
What's New
Medical Emergency or Not?
Emergency Room charges are among the most expensive of all medical expenses—for you and for the Fund. The Agency for […]
What's New
How to Find an In-Network Provider
When you need to choose a medical provider, what factors do you consider? Most people might say reputation, their personal […]
What's New
Get the Most out of Your Next Doctor’s Office Visit
Are you nervous about your next visit to the doctor? Just trying to schedule the appointment, completing the stack of […]
What's New
Prevention and Early Treatment Can Take the Bite Out of Lyme Disease
Lyme Disease is an infectious disease that affects more than 25,000 Americans every year. Living in certain parts of the […]
What's New
Have a Fun AND Stay Safe This Summer
Through the Fund’s Member Assistance Plan (MAP), you have FREE access to the GuidanceResources® Online website and it’s many resources. […]
What's New
Coping with Chronic Illness
Chronic illnesses—such as heart disease, stroke, cancer, diabetes, obesity, and arthritis—are the leading causes of death and disability in the […]
What's New
How to Be Heart-Healthy: Tips for Keeping Your Cholesterol in Check
Did you know that cardiovascular disease is the number one cause of death in the United States? In America, 2,200 […]
What's New
How to Be Heart-Healthy: Tips for Keeping Your Cholesterol in Check
5.19.2014 Did you know that cardiovascular disease is the number one cause of death in the United States? In America, […]
What's New
Health Screenings are Important
The Fund’s medical plan covers medically necessary, preventive health screenings from in-network providers at no cost to you. Examples of […]
What's New
Cut your risk for heart disease in half by next year.
Quit today and cut your risk for heart disease in half by next year. Some of the health benefits of […]
What's New
When Your Dollar Bank Is Low, You Have Coverage Options
The Fund knows continuing healthcare during periods of low and no employment is important to our members. In the event […]
What's New
High Tech Approach to Being Healthy in 2014
We all know that technology can make our lives easier, but have you ever thought about how it can make […]
What's New
Tips to reduce your utility bills.
Have you taken advantage of the Member Assistance Program (“MAP”) recently? MAP provides counseling services but can also help with […]
What's New
November is American Diabetes Month
Diabetes can be a very serious health condition if not treated regularly. In fact, it is continually one of the […]
What's New
The Fund’s Health Coverage is Adequate and Affordable
One of the upcoming changes required by the Patient Protection and Affordable Care Act (ACA) is the “individual mandate,” which […]
What's New
Feel Better
Recently, Sav-Rx, the Fund’s prescription drug plan administrator, introduced a service enhancement that sends an email confirmation as soon as […]
What's New
Focus on Wellness
With the winter blues behind you, you may be looking for new ways to take advantage of the nicer weather […]
What's New
April is National Autism Awareness Month
An autism diagnosis in the family can cause a lot of emotional strain and tension. The demands of living with […]
What's New
March is National Nutrition Month
A few months into the New Year, we know it’s hard to keep all of your resolutions, but living a […]
What's New
Good Dental Health; Good Overall Health
A healthy mouth and a nice smile are just the start. Do you know that gum disease, if left untreated, […]
What's New
New Dental Network Effective 1-1-13
Starting January 1, 2013, the Fund is contracting with Delta Dental to administer your dental benefit plan. This means you […]
What's New
Step Therapy Program
Step Therapy is a program especially for people who take prescription drugs regularly for ongoing conditions like arthritis, asthma and […]
What's New
Do you take Plavix or Singulair?
Generic Alternatives Several popular brand name drugs are coming off patent—that is, will have a generic equivalent available. When you […]
What's New
Flu Shots Covered 100%
The Fund and Sav-Rx are pleased to offer flu shots to all Plan participants this fall at no cost to […]
What's New
Did you receive a Summary of Benefits and Coverage?
The SBC is a document the federal government has mandated that all funds provide to their members who are eligible […]
What's New
The Member Assistance Plan Goes Mobile
Are you a smartphone user? If so, now you can access employee assistance services on your phone! The mobile version […]
What's New
Get the Most Out of Your HRA
If you have certain health care expenses, they may be eligible for reimbursement through the Health Reimbursement Plan (HRA). However, […]
What's New
HRA-eligible Expenses
Only expenses not reimbursed by the Fund’s Plan, or any other plan, are eligible for reimbursement through your HRA. A […]
What's New
Save Money with In-Network Providers
When you need care, you have the option to go in- or out-of-network. Our medical plans use the Anthem Blue […]
What's New
Increased Life and AD&D Benefits
Life and accidental death and dismemberment insurance are things that most people don’t think much about until they need it. […]
What's New
The Fund’s Coverage is “Creditable”
As required by law, the 4th District IBEW Health Fund will send a “Creditable Coverage” notice to all members and […]
What's New
Do you have asthma or allergies?
It’s that time of year when allergens are in the air and people who have allergic-asthma (i.e., asthma triggered by […]
What's New
Health and Fitness Month
Since May is health and fitness month, the Fund wants to encourage all members to get up and get moving. […]
What's New
Has This Happened?
Life events happen—marriage, divorce, death, adoption/birth of a child—just to name a few. While there are many ways these events […]
What's New
Happy Heart Month
Did you know that heart disease is the leading cause of death for both men and women? To help prevent […]
What's New
It’s a New Year…
With the start of a new year, the Fund wants to remind you of what to expect the first time […]
What's New
Benny Card Changes
In accordance with The Patient Protection and Affordable Care Act (aka “Health Care Reform”), effective January 1, 2011, HRA funds […]
What's New
Use PPO Providers & Save
It’s a good deal. When you use Anthem PPO providers, you and the Fund save money because network providers have […]
What's New
Important Plan Changes!
Under the Patient Protection and Affordable Care Act (“ACA” or “health care reform”), certain Plan provisions are changing—now and in […]
What's New
Are you approaching the 15-month COBRA premium subsidy expiration date?
9.2.2010 This Fact Sheet from the U.S. Deapartment of Labor provides coverage continuation tips.
What's New
More Ways To $ave
If you’re like most people, you’re careful when it comes to spending money. However, there are some things, such as […]
What's New
The Best Doc Visit
Ever leave the doctor’s office feeling frustrated that you didn’t get all your questions answered? Or after you’ve left, do […]
What's New
Are U Registered?
Hundreds of 4th District IBEW members have already registered and created an account for themselves in the Member Dashboard section […]
What's New
Amended Speech Therapy Benefit
3.23.2010 Effective March 1, 2010, the speech therapy benefit was amend to provide benefits for speech therapy provided to dependent […]
What's New
HRA Questions?
Questions are coming in related to American Benefit Corporation administering our HRA program. Send in your questions by using the […]
What's New
Rate Our Site
So, what’s your opinion of our enhanced site? Tell us what you think by using the “Contribute to the Discussion” […]
What's New
Your new HRA card (aka the “Benny Card”) is in the mail
2.3.2010 Your new HRA card (aka the “Benny Card”) is in the mail. Remember, with the switch to American Benefit […]
What's New
Mail order copays have changed—generic copay has been reduced
1.14.2010 Beginning January 1, 2010, when you have a 90-day supply of your generic medication filled through mail order, your […]
What's New
What’s on Your Mind?
Welcome to our new and improved Web site! We hope you are as excited about it as we are. A […]
What's New
Dental implants are covered
10.9.2009 You have coverage for dental implants, subject to the deductible, payment factor and aggregate calendar year maximum under the […]
What's New
The Member Assistance Program (MAP)
The Fund’s Member Assistance Program (MAP) is provided through ComPsych at no cost to you and your family members. It […]
What's New
Hearing Aids Are Covered
8.1.2009 Hearing aids and other augmentative communication devices are now eligible expenses under the Plan for covered persons age 18 […]
IBEW NECA © 2017 4th District IBEW Health Fund. All Rights Reserved. The information on this Website is intended only to provide highlights of the benefits available under the 4th District IBEW Health Fund. Complete information about the Plan is contained in the governing Plan documents and any applicable insurance contracts. In the event of any inconsistency between the information on this Website and the official Plan documents, the terms of the official Plan documents will govern. The Board of Trustees of the 4th District IBEW Health Fund reserves the right to amend, modify, or terminate all or part of the Plan at any time.
4th District IBEW Health Fund Office, 3150 U.S. Route 60, Ona, WV 25545 1-304-525-0331 or 1-888-466-9094 mmorton@americanbenefitcorp.com
