• 4th District
    IBEW Health Fund

    Welcome

    WELCOME to the 4th District IBEW Health Fund Web site…your one-stop-shop for personalized health care coverage information and a general overview of all your Health Fund benefits.

    Register or log in through the MEMBER DASHBOARD LOGIN box at the right for secure, online access to your personal information.

    Send us an email with specific questions, or feedback or contact the Fund Office.

    Filter your content

    Documents | Forms | Spotlight

    Electronic Delivery

    The Trustees are asking all members to consider going digital and sign up for electronic delivery of certain benefits-related communications. […]

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    Spotlight | Uncategorized

    Retiree Benefits from UnitedHealthcare

    The retiree medical and prescription drug benefits are provided through UnitedHealthcare®. The medical plan includes vision, hearing, and a wellness/gym […]

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    Member Benefits | Spotlight | What's New

    Recharge your batteries.

    The Fund’s Member Assistance Program (MAP) can help with relationship conflicts, job pressures, stress, lack of motivation, or whatever else […]

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    Documents | Spotlight

    Documents

    Summary Plan Descriptions Summary Plan Descriptions (SPDs) describe your 4th District IBEW Health Fund benefits, including what’s covered, what’s not […]

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    News Wire | Spotlight

    Newsletter

    Introducing the first issue of Stay Current on Your Benefits. What’s inside: A New Opportunity: Sign up for electronic delivery […]

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    Medical | Member Benefits | Spotlight

    HEALTHY LIFE Physical Exam and Tests

    Reminder: Get your HEALTHY LIFE Program exam by November 30 for savings starting January 2023. This HEALTHY LIFE Reference Card explains […]

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    Documents | News Wire

    Past Issues of the Newsletter

    2023 The first issue of Stay Current on Your Benefits. (Winter 2023) 2022 Fall (September) Retiree Issue Fall (September) News […]

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    IBEW NECA © 2017 4th District IBEW Health Fund. All Rights Reserved. The information on this Website is intended only to provide highlights of the benefits available under the 4th District IBEW Health Fund. Complete information about the Plan is contained in the governing Plan documents and any applicable insurance contracts. In the event of any inconsistency between the information on this Website and the official Plan documents, the terms of the official Plan documents will govern. The Board of Trustees of the 4th District IBEW Health Fund reserves the right to amend, modify, or terminate all or part of the Plan at any time.

    4th District IBEW Health Fund Office, 9200 U.S. Route 60, Ona, WV 25545 1-304-525-0331 or 1-888-466-9094 email

  • About

    About the Fund

    About

    Our History

    During the late 1800s, electricians across the country were experiencing long hours, dangerous working conditions, few benefits, and low wages. However, these common causes brought them together and through union membership, electricians nationwide gained strength and negotiating power.

    IBEW is the largest and strongest electrical union in the world.

    Today, over a century later, the International Brotherhood of Electrical Workers (IBEW) is the largest and strongest electrical union in the world. And we are proud to say that the same principles adopted by union members at the turn of the 20th century still prevail today.

    The 4th District IBEW Health Fund was established in 1965. We promote:

    • Fair pay
    • Safe working conditions
    • Comprehensive benefits

    Our Board of Trustees

    Union Trustees

    • Bill Hamilton
    • Chris Samples
    • Charles (Shane) Wolfe
    • Dan Shirey (effective 1/1/23)

    Employer Trustees

    • James Bane
    • Ted Brady
    • Mike Dishon
    • John Frantz

     

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    About the Fund

    How Our Fund Works

    The Local Unions have agreements with many different employers that require contributions to the Fund for their employees’ work in […]

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    About the Fund

    Benefits of Fund Membership

    For over 40 years, the Fund has provided comprehensive benefits for its participants. For Participants A comprehensive benefits package: Medical […]

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    About the Fund

    Benefits

    As an eligible participant in the 4th District IBEW Health Fund, you and your family are covered by a comprehensive […]

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    FAQs

    Benefit Tips

    Make the most of your benefits. Take advantage of these tips. Medical Benefits Call naviHealth’s (previously Innovative Healthcare Delivery) Transition […]

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    FAQs

    Frequently Asked Questions

    General Questions What benefits does the Fund provide to retired members and/or their dependents? What benefits does the Fund provide […]

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  • Member   Benefits

    Member Benefits

    Member Benefits

    As an eligible participant in the 4th District IBEW Health Fund, you and your family are covered by a comprehensive benefits package designed to give you peace of mind when it comes to your health care. The Fund provides benefits for all eligible members.

    • If you are an employed member click on Medical Benefits Overview to learn more about your medical and other benefits.
    • If you are no longer actively employed due to retirement or a disability, click on Retired Members.

    The information in this section provides a general overview of how your benefits work. For more detailed, personalized information such as your eligibility status, Dollar Bank total (for active members), monthly premium, claim status and more, login to the Member Dashboard by clicking the login button in the bottom right of the screen

    The 4th District IBEW Health Fund complies with applicable Federal civil rights laws and does not discriminate on the basis of race, color, national origin, age, disability or sex. The 4th District IBEW Health Fund does not exclude people or treat them differently because of race, color, national origin, age, disability or sex. Read our full Non-Discrimination Notice.

    Filter your content

    Medical Benefits Overview

    Benefits Overview

    Benefits Overview

    As an eligible participant in the 4th District IBEW Health Fund, you and your family are covered by a comprehensive […]

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    Benefits Overview

    Healthy Life Program

    The Fund believes that preventive care—the health screenings you receive during a physical exam—is so important and so simple, we […]

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    Eligibility

    Eligibility

    When Your Dollar Bank Is Low, You Have Coverage Options

    The Fund knows continuing healthcare during periods of low and no employment is important to our members. In the event […]

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    Eligibility | Member Benefits

    Reciprocal Agreements

    The Fund has entered into reciprocal agreements that allow those working under a Collective Bargaining Agreement to transfer contributions earned […]

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    Eligibility

    Life Events

    Has This Happened? At some point, you may experience a “life event” that affects your health benefits. Click on the […]

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    Eligibility

    Eligibility

    Who’s Eligible You and your dependents must meet the Plan’s eligibility requirements to be eligible for benefit coverage. Eligibility requirements […]

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    General Member Benefits Information

    Member Benefits

    How to Submit an HRA Claim

    A health reimbursement arrangement, or HRA, is a special account that helps you pay for eligible health care expenses not […]

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    Medical | Member Benefits

    How to read an EOB

    After you or a dependent visits a doctor or dentist, you’ll receive an explanation of benefits, or EOB. This is […]

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    Member Benefits | Spotlight | What's New

    Recharge your batteries.

    The Fund’s Member Assistance Program (MAP) can help with relationship conflicts, job pressures, stress, lack of motivation, or whatever else […]

    Read More

    Medical | Member Benefits

    COVID-19 and Your Benefits

    Read the March 2020 Message from the Trustees about COVID-19 (coronavirus) and how you can use your benefits during these […]

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    Medical

    American Health Holding Case Management

    American Health Holding (AHH)—the 4th District Health Fund’s case management provider—helps 4th District participants and their covered family members with […]

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    Member Benefits

    Dental Benefits Summary: The Flexible Choice Plan

    Benefit Coverage Calendar Year Deductible None. Calendar Year Maximum In-Network: Plan pays up to $900 per person per calendar year […]

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    Member Benefits

    Dental Benefits Summary: The Building Trades Plan

    Benefit Coverage Calendar Year Deductible $75 per person; $225 per family Calendar Year Maximum In-Network: Plan pays up to $900 […]

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    Member Benefits | Prescription Drugs

    Prescription Drug Summary: Building Trades & Flexible Choice Plans

    A Snapshot of Your Coverage How your plan works. Amounts shown are what you pay per calendar year. In-Network HEALTHY […]

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    Life and Accident Insurance

    AD&D Summary: Building Trades & The Flexible Choice Plans

      Type of Loss Benefit Life $30,000 Loss of any combination of hand, foot, or sight of one eye Loss […]

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    Life and Accident Insurance | Member Benefits

    Life & Accidental Death Benefits

    Life Insurance Life Insurance can help provide for your beneficiary in the event of your death. Benefit: If you are […]

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    Life and Accident Insurance

    Weekly Disability Benefits

    Weekly disability benefits provide income protection in the event you become disabled due to a non-occupational sickness or injury. This […]

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    Medical

    LiveHealth Online

    Through LiveHealth Online, administered by Anthem BlueCross BlueShield, you can have a live “face-to-face” computer consultation with a doctor 24/7. […]

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    Member Benefits

    Transition Care & Care Assist Programs

    The Fund is partnering with naviHealth (previously Innovative Healthcare Delivery) to provide a Transition Care Program and a Care Assist Program […]

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    Life and Accident Insurance

    Accident Benefit

    You and your dependents are eligible for up to $300 if you or your dependent: has an accident-related injury; and […]

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    Member Benefits | Prescription Drugs

    Prescription Drugs Overview

    The Fund provides a prescription drug benefit under the medical plans. It is administered by Sav-Rx and only pays a […]

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    Member Benefits

    Health Reimbursement

    Quick Facts on the HRA: Your employer(s) makes contributions to the HRA on your behalf. You can use those contributions […]

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    Member Benefits

    Dental Benefits

    Overview Your dental benefits are determined by the medical plan you are covered under: The Building Trades Plan (also known […]

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    Member Benefits

    Vision Benefits

    VSP Vision Care The Fund provides vision care benefits for you and your family through an arrangement with VSP. You […]

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    Member Benefits

    Medical Benefits

    The Plans If you are a regular, active member, your medical plan is determined by the contribution paid by your […]

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    Member Benefits

    Benefit Summary: Flexible Choice Plan

    Flexible Choice Plan Summary for Active Employees and Dependents Benefit Coverage* Calendar Year Deductible PPO Providers $1,050 per person; $3,150 […]

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    Member Benefits

    Benefit Summary: Building Trades Medical Plan

    A snapshot of health coverage for active members. How your plan works. Amounts shown are what you pay per calendar […]

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    Member Benefits

    Member Assistance Program

    The Fund’s Member Assistance Program (MAP) is provided through ComPsych® at no cost to you and your family members. It […]

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    Member Benefits

    Smoking Cessation Benefit

    You and your adult dependents are eligible to participate in the Quit For Life Program, which is provided at no […]

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    Prescription Drugs

    Make the Most of Your Prescription Plan

    When it comes to the various components that make up your 4th District Health Fund benefits, you may not have […]

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    Medical | Member Benefits | Spotlight

    HEALTHY LIFE Physical Exam and Tests

    Reminder: Get your HEALTHY LIFE Program exam by November 30 for savings starting January 2023. This HEALTHY LIFE Reference Card explains […]

    Read More

    Vision

    Eye Exams: Not Just For Vision Problems

    Whether or not you have vision problems, it’s important to visit your eye doctor for an annual checkup as part […]

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    Member Benefits

    The MAP Can Help You Manage Life

    Everyone experiences stress at some point. Recognizing this, the Fund offers a Member Assistance Program (MAP) as part of your […]

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    Prescription Drugs

    Maximize Your Prescription Drug Benefits

    As you may know, prescription drug costs continue to rise each year. To help contain costs, Sav-Rx, the Fund’s prescription […]

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    Prescription Drugs

    Ensuring Drug Safety at Home

    Take a look around your house and you might find an assortment of prescription and over-the-counter medicines. As an adult, […]

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    Medical

    How to Find an In-Network Provider

    When you need to choose a medical provider, what factors do you consider? Most people might say reputation, their personal […]

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    Medical

    Get the Most out of Your Next Doctor’s Office Visit

    Are you nervous about your next visit to the doctor? Just trying to schedule the appointment, completing the stack of […]

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    Medical

    Health Screenings are Important

    The Fund’s medical plan covers medically necessary, preventive health screenings from in-network providers at no cost to you. Examples of […]

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    Medical

    Cut your risk for heart disease in half by next year

    Quit today and cut your risk for heart disease in half by next year.  Some of the health benefits of […]

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    Dental

    Good Dental Health; Good Overall Health

    A healthy mouth and a nice smile are just the start. Do you know that gum disease, if left untreated, […]

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    Prescription Drugs

    Step Therapy Program

    Step Therapy is a program especially for people who take prescription drugs regularly for ongoing conditions like arthritis, asthma and […]

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    Medical

    Get the Most Out of Your HRA

    If you have certain health care expenses, they may be eligible for reimbursement through the Health Reimbursement Plan (HRA). However, […]

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    Medical

    HRA-eligible Expenses

    Only expenses not reimbursed by the Fund’s Plan, or any other plan, are eligible for reimbursement through your HRA. A […]

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  • Documents   &   Forms

    Documents & Forms

    Filter your content

    Documents

    Documents | News Wire

    Past Issues of the Newsletter

    2023 The first issue of Stay Current on Your Benefits. (Winter 2023) 2022 Fall (September) Retiree Issue Fall (September) News […]

    Read More

    Documents | Forms | Spotlight

    Electronic Delivery

    The Trustees are asking all members to consider going digital and sign up for electronic delivery of certain benefits-related communications. […]

    Read More

    Documents | Spotlight

    Documents

    Summary Plan Descriptions Summary Plan Descriptions (SPDs) describe your 4th District IBEW Health Fund benefits, including what’s covered, what’s not […]

    Read More

    Forms

    Forms

    Forms

    Dependent Eligibility Verification The 4th District IBEW Health Fund is conducting a dependent eligibility verification project for the medical plans. […]

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    Documents | Forms | Spotlight

    Electronic Delivery

    The Trustees are asking all members to consider going digital and sign up for electronic delivery of certain benefits-related communications. […]

    Read More

  • Vendor   Partners

    Vendor Partners

    Vendor Partners

    Contact… For… Phone Number Website
    Fund Office (American Benefit Corporation)
    9200 Route 60
    Ona, WV 25545
    • General benefits related questions, including eligibility, dependent information and coverage options
    • Weekly disability benefits & accident benefits
    • Health Reimbursement Arrangement (HRA) Benefits
    • Life insurance and accidental death and dismemberment (AD&D) benefits
    		 304-525-0331 or 888-466-9094 4thdistricthealthfund.com
    Anthem Blue Cross and Blue Shield Medical benefits 800-810-2583 anthem.com
    Sav-Rx Prescription drug benefits 866-233-IBEW (4239) savrx.com
    Group Number: IBEWD4
    Delta Dental of Ohio Dental benefits 800-524-0149 deltadentaloh.com
    VSP Vision benefits 800-877-7195 vsp.com
    ComPsych®
    • Member Assistance Program (MAP)
    • Mental health or substance abuse services
    • Precertification for inpatient hospital admission due to mental health/substance abuse
    		 877-627-4239 guidanceresources.com
    Fund ID: MAP_4_IBEW
    LabOne Laboratory services 800-646-7788 LabCard.com
    Free & Clear Quit For Life® tobacco cessation program 866-784-8454 quitnow.net
    naviHealth(previously Innovative Healthcare Delivery) Transition Care Program Care Assist Program 304-316-2187 navihealth
    American Health Holding, Inc. Precertification 866-898-9354
    Fax: 866-881-9643

    General Resources

    • AARP
    • General Wellness
    • Consumer-oriented information about illnesses and drugs
    • Comprehensive data on any health condition, operated by the U.S. National Library of Medicine
    • Health information for parents, children, and teenagers
    • American Cancer Society
    • Alzheimer’s Disease Education & Referral Center
    • American Academy of Dermatology
    • American Association of Poison Control Centers
    • American Dental Association
    • American Lung Association

    Government

    • Centers for Medicare & Medicaid Services
    • Employee Benefits Security Administration (for questions and publications related to ERISA)
    • Internal Revenue Service
    • National Institute on Aging
    • National Institute of Drug Abuse
    • National Institute of Mental Health
    • National Institute of Neurological Disorders and Stroke
    • Social Security Administration
    • United States Department of Labor
    • Health Resources and Services Administration
    • Advisory Committee on Immunization Practices (CDC website)
    • U.S. Preventive Services Task Force
4th District IBEW Health Fund

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4th District IBEW Health Fund

Keeping you wired to benefits news with a redesigned website.

The 4th District IBEW Health Fund’s website has a new look and design. It’s built to help you find the important benefits information you need, when you need it.

Where to find your benefits information:

  • About the Fund: Overview of our history, benefits of membership and how our Fund works.
  • Member Benefits: Eligibility information and an overview of all our benefits for active and retired members, including medical plans, prescription drug coverage, dental, vision, HRA, disability, life and accident insurance, and the Member Assistance Program.
  • Forms & Documents: The important forms and documents you need to use your benefits.
  • Vendor Partners: Whom to contact when.

Register Today

It takes only a few minutes to register for the secure area of the site where you can access all of your personal information. To get started, click on the “Login” button in the bottom right of the home screen. Then, follow the prompts to complete the registration process. Note: If you registered before the redesign, you’ll have to re-register on the new site.