• 4th District
    IBEW Health Fund

    Welcome

    WELCOME to the 4th District IBEW Health Fund Web site…your one-stop-shop for personalized health care coverage information and a general overview of all your Health Fund benefits.

    Register or log in through the MEMBER DASHBOARD LOGIN box at the right for secure, online access to your personal information.

    Send us an email with specific questions, or feedback or contact the Fund Office.

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    Documents | Spotlight

    Medical Plan Documents

    Flexible Choice Plan SPD – Describes what’s covered, what’s not covered, how the Plan works and other important administrative matters about […]

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    News Wire | Spotlight

    News Wire

    KEEPING YOU WIRED TO BENEFITS NEWS AND INFORMATION Check out the Winter 2018 News Wire!!

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    Medical | Spotlight

    Watch the HEALTHY LIFE Program video

    Learn more about the HEALTHY LIFE Program and how you can start saving money as of January 1, 2018. Information […]

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    Medical | Member Benefits | Spotlight

    HEALTHY LIFE Physical Exam and Tests

    This Reference Card explains what you can expect with your HEALTHY LIFE physical exam and what’s measured during your visit. It […]

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    Documents | News Wire

    Past Issues of News Wire

    2018 Winter 2018 News Wire 2017 Winter 2017 News Wire Spring 2017 News Wire Fall 2017 News Wire 2016 Winter […]

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    What's New

    The ABC’s of Detecting Skin Cancer

    Melanoma is the most common of all cancers. According to the American Cancer Society (ACS), about 3.3 million people are […]

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    What's New

    Medical Emergency or Not?

    Emergency Room charges are among the most expensive of all medical expenses—for you and for the Fund. The Agency for […]

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    IBEW NECA © 2017 4th District IBEW Health Fund. All Rights Reserved. The information on this Website is intended only to provide highlights of the benefits available under the 4th District IBEW Health Fund. Complete information about the Plan is contained in the governing Plan documents and any applicable insurance contracts. In the event of any inconsistency between the information on this Website and the official Plan documents, the terms of the official Plan documents will govern. The Board of Trustees of the 4th District IBEW Health Fund reserves the right to amend, modify, or terminate all or part of the Plan at any time.

    4th District IBEW Health Fund Office, 3150 U.S. Route 60, Ona, WV 25545 1-304-525-0331 or 1-888-466-9094 mmorton@americanbenefitcorp.com

  • About

    About the Fund

    About

    Our History

    During the late 1800s, electricians across the country were experiencing long hours, dangerous working conditions, few benefits, and low wages. However, these common causes brought them together and through union membership, electricians nationwide gained strength and negotiating power.

    IBEW is the largest and strongest electrical union in the world.

    Today, over a century later, the International Brotherhood of Electrical Workers (IBEW) is the largest and strongest electrical union in the world. And we are proud to say that the same principles adopted by union members at the turn of the 20th century still prevail today.

    The 4th District IBEW Health Fund was established in 1965. We promote:

    • Fair pay
    • Safe working conditions
    • Comprehensive benefits

    Our Board of Trustees

    Union Trustees

    • Troy Ferrell
    • James Gillette
    • Bill Hamilton
    • Joe Samples

    Employer Trustees

    • Steven Allred
    • Ted Brady
    • Mike Evans
    • John Frantz

     

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    About the Fund

    How Our Fund Works

    The Local Unions have agreements with many different employers that require contributions to the Fund for their employees’ work in […]

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    About the Fund

    Benefits of Fund Membership

    For over 40 years, the Fund has provided comprehensive benefits for its participants. For Participants A comprehensive benefits package: Medical […]

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    About the Fund

    Benefits

    As an eligible participant in the 4th District IBEW Health Fund, you and your family are covered by a comprehensive […]

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    FAQs

    Benefit Tips

    Make the most of your benefits. Take advantage of these tips. Medical Benefits Call Innovative Healthcare Delivery (IHD)’s Transition Care […]

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    FAQs

    Frequently Asked Questions

    General Questions What benefits does the Fund provide to retired members and/or their dependents? What benefits does the Fund provide […]

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  • Member   Benefits

    Member Benefits

    Member Benefits

    As an eligible participant in the 4th District IBEW Health Fund, you and your family are covered by a comprehensive benefits package designed to give you peace of mind when it comes to your health care. The Fund provides benefits for all eligible members.

    • If you are an employed member click on Medical Benefits Overview to learn more about your medical and other benefits.
    • If you are no longer actively employed due to retirement or a disability, click on Retired Members.

    The information in this section provides a general overview of how your benefits work. For more detailed, personalized information such as your eligibility status, Dollar Bank total (for active members), monthly premium, claim status and more, login to the Member Dashboard by clicking the login button in the bottom right of the screen

    The 4th District IBEW Health Fund complies with applicable Federal civil rights laws and does not discriminate on the basis of race, color, national origin, age, disability or sex. The 4th District IBEW Health Fund does not exclude people or treat them differently because of race, color, national origin, age, disability or sex. Read our full Non-Discrimination Notice.

    Filter your content

    Medical Benefits Overview

    Benefits Overview

    Benefits Overview

    As an eligible participant in the 4th District IBEW Health Fund, you and your family are covered by a comprehensive […]

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    Benefits Overview

    Healthy Life Program

    The Fund believes that preventive care—the health screenings you receive during a physical exam—is so important and so simple, we […]

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    Eligibility

    Eligibility

    When Your Dollar Bank Is Low, You Have Coverage Options

    The Fund knows continuing healthcare during periods of low and no employment is important to our members. In the event […]

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    Eligibility

    Life Events

    Has This Happened? At some point, you may experience a “life event” that affects your health benefits. Click on the […]

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    Eligibility

    Eligibility

    Who’s Eligible You and your dependents must meet the Plan’s eligibility requirements to be eligible for benefit coverage. Eligibility requirements […]

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    General Member Benefits Information

    Life and Accident Insurance

    AD&D Summary

      Type of Loss Benefit Life $30,000 Loss of any combination of hand, foot, or sight of one eye Loss […]

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    Life and Accident Insurance | Member Benefits

    Life & Accidental Death

    Life Insurance Life Insurance can help provide for your beneficiary in the event of your death. Benefit: Pays your beneficiary […]

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    Life and Accident Insurance

    Weekly Disability Benefits

    Weekly disability benefits provide income protection in the event you become disabled due to a non-occupational sickness or injury. This […]

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    Medical

    LiveHealth Online

    Through LiveHealth Online, administered by Anthem BlueCross BlueShield, you can have a live “face-to-face” computer consultation with a doctor 24/7. […]

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    Member Benefits

    Transition Care & Care Assist Programs

    The Fund is partnering with Innovative Healthcare Delivery (IHD) to provide a Transition Care Program and a Care Assist Program […]

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    Life and Accident Insurance

    Accident Benefit

    You and your dependents are eligible for up to $300 if you or your dependent: has an accident-related injury; and […]

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    Member Benefits | Prescription Drugs

    Prescription Drugs Overview

    Overview The Fund provides a prescription drug benefit under both medical plans. It is administered by Sav-Rx and only pays […]

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    Member Benefits

    Health Reimbursement

    Quick Facts on the HRA: Your employer(s) makes contributions to the HRA on your behalf. You can use those contributions […]

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    Member Benefits

    Dental Benefits

    Overview Your dental benefits are determined by the medical plan you are covered under, either: the Building Trades Plan (also […]

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    Member Benefits

    Vision Benefits

    VSP Vision Care The Fund provides vision care benefits for you and your family through an arrangement with VSP. You […]

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    Member Benefits

    Medical Benefits

    The Plans If you are a regular, active member, your medical plan is determined by the contribution paid by your […]

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    Member Benefits

    Benefit Summary: Flexible Choice Plan

      Flexible Choice Plan Summary for Active Employees and Dependents Benefit Coverage Calendar Year Deductible PPO Providers $1,050 per person; […]

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    Member Benefits

    Benefit Summary: Comprehensive Major Medical Plan

      For Active Members Building Trades Plan Benefit Summary for Active Employees and Dependents (also known as the Comprehensive Major […]

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    Member Benefits

    Retired Members

    If you are no longer actively employed due to retirement or a disability, you may be eligible for retiree benefits. […]

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    Member Benefits

    Retiree Benefits

    The level of retiree medical benefits you receive is based on your Medicare eligibility. See the links below for additional […]

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    Member Benefits

    Member Assistance Program

    The Fund’s Member Assistance Program (MAP) is provided through ComPsych® at no cost to you and your family members. It […]

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    Member Benefits

    Smoking Cessation Benefit

    You and your adult dependents are eligible to participate in the Quit For Life Program, which is provided at no […]

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    Medical | Spotlight

    Watch the HEALTHY LIFE Program video

    Learn more about the HEALTHY LIFE Program and how you can start saving money as of January 1, 2018. Information […]

    Read More

    Prescription Drugs

    Make the Most of Your Prescription Plan

    When it comes to the various components that make up your 4th District Health Fund benefits, you may not have […]

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    Medical | Member Benefits | Spotlight

    HEALTHY LIFE Physical Exam and Tests

    This Reference Card explains what you can expect with your HEALTHY LIFE physical exam and what’s measured during your visit. It […]

    Read More

    Vision

    Eye Exams: Not Just For Vision Problems

    Whether or not you have vision problems, it’s important to visit your eye doctor for an annual checkup as part […]

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    Member Benefits

    The MAP Can Help You Manage Life

    Everyone experiences stress at some point. Recognizing this, the Fund offers a Member Assistance Program (MAP) as part of your […]

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    Prescription Drugs

    Maximize Your Prescription Drug Benefits

    As you may know, prescription drug costs continue to rise each year. To help contain costs, Sav-Rx, the Fund’s prescription […]

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    Prescription Drugs

    Ensuring Drug Safety at Home

    Take a look around your house and you might find an assortment of prescription and over-the-counter medicines. As an adult, […]

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    Medical

    How to Find an In-Network Provider

    When you need to choose a medical provider, what factors do you consider? Most people might say reputation, their personal […]

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    Medical

    Get the Most out of Your Next Doctor’s Office Visit

    Are you nervous about your next visit to the doctor? Just trying to schedule the appointment, completing the stack of […]

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    Medical

    Health Screenings are Important

    The Fund’s medical plan covers medically necessary, preventive health screenings from in-network providers at no cost to you. Examples of […]

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    Medical

    Cut your risk for heart disease in half by next year

    Quit today and cut your risk for heart disease in half by next year.  Some of the health benefits of […]

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    Dental

    Good Dental Health; Good Overall Health

    A healthy mouth and a nice smile are just the start. Do you know that gum disease, if left untreated, […]

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    Prescription Drugs

    Step Therapy Program

    Step Therapy is a program especially for people who take prescription drugs regularly for ongoing conditions like arthritis, asthma and […]

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    Medical

    Get the Most Out of Your HRA

    If you have certain health care expenses, they may be eligible for reimbursement through the Health Reimbursement Plan (HRA). However, […]

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    Medical

    HRA-eligible Expenses

    Only expenses not reimbursed by the Fund’s Plan, or any other plan, are eligible for reimbursement through your HRA. A […]

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  • Documents   &   Forms

    Documents & Forms

    Filter your content

    Documents

    Documents

    Weekly Disability Documents

    Summary Plan Description for Disability, Medical, Rx Vision & Dental Plans (updated through 1/2013) – Describes what’s covered, what’s not covered, […]

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    Documents

    Vision Plan Documents

    Summary Plan Description for Disability, Medical, Rx Vision & Dental Plans (updated through 1/2013) – Describes what’s covered, what’s not covered, […]

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    Documents

    Retiree Benefit Documents

    Notice of Credible Prescription Drug Coverage (for 2018) – Explains that the Fund’s prescription drug benefits are, on average for all […]

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    Documents

    Prescription Plan Documents

    Summary Plan Description for Disability, Medical, Rx Vision & Dental Plans (updated through 1/2013) – Describes what’s covered, what’s not covered, […]

    Read More

    Documents | News Wire

    Past Issues of News Wire

    2018 Winter 2018 News Wire 2017 Winter 2017 News Wire Spring 2017 News Wire Fall 2017 News Wire 2016 Winter […]

    Read More

    Documents | Spotlight

    Medical Plan Documents

    Flexible Choice Plan SPD – Describes what’s covered, what’s not covered, how the Plan works and other important administrative matters about […]

    Read More

    Documents

    Life & Accidental Death / Dismemberment Documents

    Life Insurance Benefits and HRA Plan Changes SMM (9/2011) – Describes modifications made to the HRA Program. MetLife Basic Life […]

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    Documents

    Health Reimbursement Documents

    Health Reimbursement Arrangement (HRA) Program Health Reimbursement Arrangement SPD (updated through 9/2011) – Describes how the HRA Program works. Life Insurance […]

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    Documents

    General Documents

    These are the general documents stating privacy practices, what is covered, what’s not covered, plan changes, and the non-discrimination notice. […]

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    Documents

    Dental Plan Documents

    Documents summarizing Dental Plans: what is covered, not covered, notices, and updates. Summary Plan Description for Disability, Medical, Rx Vision […]

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    Documents

    COBRA Continuation Documents

    COBRA Continuation Coverage – The full notice about your rights to COBRA Continuation Coverage. Initial COBRA Notice – A summary of your […]

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    Documents

    Archived Documents

    Mail-Order Prescription Drug SMM (09) Outpatient Lab Services SMM Important Notice Regarding Administration of Your HRA Program, Effective March 1, […]

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    Forms

    Forms

    Weekly Disability Forms

    Weekly Disability Benefits Claim Form – Complete this form when applying for Weekly Disability benefits.

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    Forms

    Retiree Benefit Forms

    Decline Retiree Coverage (Opt Out) Election Form – Complete this form to decline coverage under the retiree benefit.

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    Forms

    Prescription Plan Forms

    SavRx Mail Order Prescription Form – Use this form to order prescriptions through the SavRx Mail Order Program.

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    Forms

    Medical Plan Forms

    Medical Claim Form – Complete this form when submitting a medical claim for services rendered by a provider who does […]

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    Forms

    Life & Accidental Death / Dismemberment Forms

    Life and AD&D Insurance Claim Form – Complete this form when applying for Life or AD&D insurance benefits Beneficiary Designation Form […]

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    Forms

    Health Reimbursement Forms

    HRA Claim Form – Use this form to request reimbursement from your HRA Annual Notice: Right to Opt-Out of HRA – Use […]

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    Forms

    General Forms

    These are the general forms necessary to enroll, show proof of other insurance, and subrogation agreement. Enrollment Form Complete this […]

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    Forms

    Dental Plan Forms

    Forms related to Dental Plan, including claim form. Dental Claim Form Complete this form when submitting a dental claim for […]

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    Forms

    COBRA Continuation Forms

    You will be provided the necessary form by the Administration Office when COBRA continuation is available to you.

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  • Contacts

    Contacts

    Contacts

    Fund Office 4th District IBEW Health Fund 3150 U.S. Route 60 Ona, WV 25545 1-304-525-0331 or 1-888-466-9094
    If you have questions about… Contact…
    Medical Benefits Weekly Disability Benefits Health Reimbursement Arrangement (HRA)
    1-304-525-0331 or 1-888-466-9094
    Anthem Blue Cross and Blue Shieldor 1-800-810-2583
    Prescription Drug Benefits SavRx
    1-866-233-IBEW (4239) or www.savrx.com (enter “IBEWD4” for the group number)
    Dental Benefits
    1-304-525-0331 or 1-888-466-9094
    Delta Dental of Ohio
    1-800-524-0149 or www.deltadentaloh.com
    Vision Benefits VSP 1-800-877-7195 or vsp.com
    Life & Accidental Death and Dismemberment (AD&D) Benefits Fund Office 1-304-525-0331 or 1-888-466-9094
    Member Assistance Program and Mental Health or Substance Abuse Services ComPsych 1-877-627-4239 or www.guidanceresources.com (enter in the Fund ID, “MAP_4_IBEW”)
    Laboratory Services LabOne at 1-800-646-7788 or www.LabCard.com
    Tobacco Cessation Program Free & Clear at 1-866-QUIT-4-LIFE (784-8454) or www.freeclear.com
    Innovative Healthcare Delivery Transition Care Line 1-800-554-0281 www.ihdcare.com/

    General Resources

    • AARP
    • General Wellness
    • Consumer-oriented information about illnesses and drugs
    • Comprehensive data on any health condition, operated by the U.S. National Library of Medicine
    • Health information for parents, children, and teenagers
    • American Cancer Society
    • Alzheimer’s Disease Education & Referral Center
    • American Academy of Dermatology
    • American Association of Poison Control Centers
    • American Dental Association
    • American Lung Association

    Government

    • Centers for Medicare & Medicaid Services
    • Employee Benefits Security Administration (for questions and publications related to ERISA)
    • Internal Revenue Service
    • National Institute on Aging
    • National Institute of Drug Abuse
    • National Institute of Mental Health
    • National Institute of Neurological Disorders and Stroke
    • Social Security Administration
    • United States Department of Labor
    • Health Resources and Services Administration
    • Advisory Committee on Immunization Practices (CDC website)
    • U.S. Preventive Services Task Force
4th District IBEW Health Fund

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4th District IBEW Health Fund

Keeping you wired to benefits news with a redesigned website.

The 4th District IBEW Health Fund’s website has a new look and design. It’s built to help you find the important benefits information you need, when you need it.

Where to find your benefits information:

  • About the Fund: Overview of our history, benefits of membership and how our Fund works.
  • Member Benefits: Eligibility information and an overview of all our benefits for active and retired members, including medical plans, prescription drug coverage, dental, vision, HRA, disability, life and accident insurance, and the Member Assistance Program.
  • Forms & Documents: The important forms and documents you need to use your benefits.
  • Contacts: Whom to contact when.

Register Today

It takes only a few minutes to register for the secure area of the site where you can access all of your personal information. To get started, click on the “Login” button in the bottom right of the home screen. Then, follow the prompts to complete the registration process. Note: If you registered before the redesign, you’ll have to re-register on the new site.